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Maureen Divinagracia

What You REALLY Need To Know About Rent To Own #1 with Guy Lew

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What You REALLY Need To Know About Rent To Own #1 with Guy Lew


Guy Lew
Guy Lew is the President of HOS Financial or also known as Home Owner Soon, established since 2005 and
executed more than 650 rent to own transactions making us a leading expert in rent to own. HOS Financial
is Canada's first national based rent to own dealer that services the entire Canadian market and first to pilot
the Rescue Re-financing program in 2009 at CAAMP. Servicing the entire mortgage industry of over 10,000
mortgage professionals, HOS Financial has helped 100's of Canadian families achieve home ownership or
retain the home they are currently in from a power of sale or foreclosure. Being the first company in Ontario
to be granted a Diamond Status with CAROP (Canadian Association of Rent To Own Professionals), we
understand success in every file is not just approving a deal, it is the ability to exit a client and guide them into
an mortgage approval. As lender guidelines tighten from a month to month basis, you get to stay on top
of the most current changes in mortgage underwriting. Guy is also a licensed mortgage agent for more than
10 years and currently licensed through Centum Metrocapp in Toronto, Ontario. Working with investors to
obtain approvals on rentals from single family homes to multi-residential units, Guy has a deep understanding
about rental cash flow and how it effects any investor portfolio. The added experience of also being a private
lender, Guy has seen upfront the effect of private lending throughout Canada and thoroughly understand the
underwriting process.

Discussed in detail of what potential issues to avoid when putting together a rent to own deal.
Issues that may cause a mortgage decline for any tenant buyer exiting a rent to own program and leaving you
in a difficult position and facing possible litigation. After this training session, you will understand why more than
75% of rent to own deal fail from the beginning. This is a very important workshop to attend if you would are
looking to invest in Real Estate and tired of dealing with tenant issues, maintenance and low cash flow. Rent
to own is the only investment program that will provide a sizeable security of 5% of the value of the home up
front and provide a occupancy payment of 30% above market rents while eliminating all utility and maintenance

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